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Auto Approve Me has applied health & safety protocols to protect our customers and employees from COVID-19 continues to have an...

Free Door-to-Door Delivery 100% Online Transaction As the novel coronavirus (COVID-19) continues to have an increased impact in our community, we are doing everything in our power to keep our guests and team members safe and healthy. The health and safety of our guests and team members have always been and will continue to be our top priority. We have made changes to accommodate our customers in the best way possible. Following the recommendation of 'social distancing,' we are able to offer an online transaction with delivery of your new vehicle to your door and sanitized upon arrival.

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The Answers to All Your Questions

How Loans Work

How does the loan procedure work?

1. Fill Out Our Form.

Once you click on our form and fill out your information, we will get started on the dealership matching process.

2. Get Your Dealership Match

Auto Approve Me will match you with the most suitable dealership for your financing options. You will hear from them in a maximum of 48 hours.

3. Get Your Approval & Drive Away

Once you click on our form and fill out your information, we will get started on the dealership matching process.

What are the advantages of dealing with your company?

With years of relationship building and experience with large financial institutions, our strong relationship with accredited banks allows us to get you approved where another business may not.

When would I hear back from you?

The process of filling out the application should not take you more than two minutes. Moreover, once the application is submitted you should be hearing back from one of our dealership partners within 24 hours. However, this is dependent on when we have received your application. If you have submitted your application during a busy time, then it might take up to 48 hours to hear a response.

What are Auto Approve Me’s Terms and Conditions?

To read out terms & conditions, please click here.

How long does it take to repair my credit rating?

You can expect improvement within months, but it will take one to two years to materially correct most problems.

How do I know that my information is safe?

We pledge to uphold the highest standard of safety and privacy of your information. Our business depends on it!

When can I know whether I got approved?

The process does not take long, once you apply you will get a call from one of our associates shortly.

What's the processing fee?

We are proud to tell you that all our clients who participate to use our services pay $0 for the processing fee.

Requirements

If I have good credit rating, should I still apply?

Definitely yes! We have access to fixed and variable rates from different sources that differ in terms, amount to finance, and model year. We can analyze and select the best rates tailored to your buying situation. Choose us! We want to earn your business by saving you money.

What is the maximum amount I can get pre-approved for?

This amount is dependent on multiple considerations. Once you submit your application, there will be an expert devoted to determining the appropriate vehicle that fits your monthly budget.

If I have gone bankrupt in the past, can I still apply?

Absolutely! You need a fresh start and we are capable of providing just that. Discharged or not discharged, you have the opportunity to engage a path back to a good credit status.

Do I need good credit to apply?

We understand that each individual and circumstance is unique. We also believe that everyone deserves a chance, we do our best to make sure that you get one. Regardless of your credit situation, you can be assured that we will find a way to help you get a car loan.

What are the guidelines of credit?
  • It is crucial to make all your payments in a timely manner. Timely payments enable you to have a positive payment history on your credit file. Thus, this will prove to banks and lenders that you are reliable when it comes to payments. However, if you miss your payments, your credit score decreases; consequently, banks and lenders will not trust you.
  • Applying for credit too often is not a good decision. An inquiry to your credit file lowers your credit score, this is available for all other lenders to see. Thus, applying for credit too often will decrease your credit score. What you could do, is wait until you are certain that you can be approved for credit. This can be done by monitoring your credit via a credit monitoring tool.
  • Don’t use too much of your credit cards and lines of credit. Using 30% of your credit limit is the most optimal choice.
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